Buying a home? Need a lower rate or monthly payment right NOW!

Get a FREE quote on a home refinance that could save you thousands of dollars per year.

Shawndra Nicole Moore Let me help you through the process

Shawndra_Moore_HS

Phone: (615) 235-7890

Cell: (615) 484-0276

Email: smoore@polarishomeloansllc.com

NMLS: 1448911  View Licensed States 

Hi, I'm Shawndra, a licensed mortgage expert, and regional loan officer with Polaris Home Loans, LLC.

This is my personal Loan Landing Page, where you can find out a little bit more about me and how I can help you with any home loan needs.

If you choose to work with me, you'll get an experienced loan officer who is dedicated to keeping the process as seamless and stress-free as possible. My objective is to deliver outstanding customer service from the first day we meet. I am a driven individual who works hard to get my clients all of the available options to walk away confident in their decisions.

I look forward to learning more about you and how I can help you achieve your financial goals. Reach out to me today, and let's explore how I can help!

A little about me to help you get a sense of who I am.  I was born and raised in Nashville, TN. I also studied at Tennessee State, where I a degree in health science!

I stayed in Nashville, TN, where I happily work as a licensed loan officer, helping people achieve their dreams of homeownership. I have a cat named Denim, and when I'm not busy saving people money, I like to swim, play chess and binge-watch my favorite Netflix series!

I have been in the industry for over five years now. I was recruited and encouraged to pursue the role by others who knew my personality, professionalism, and communication skills would be great tools for helping clients like theirs effectively. I was looking for a career that would offer opportunities to make a meaningful difference in people’s lives, and I found it.

A key factor in my success with clients is connecting with their financial aspirations and showing them the path to achieving them. I go the extra mile to make sure I understand what you need, and I do everything in my power to find you the best possible solution.

I look forward to getting to know you; reach out today!

Home Refinance Loans without the Hassle!

Need refinancing options on a home, or other real estate? Choosing a refinance product that matches your goals and making sure you get the best rate for your given scenario can feel like playing whack-a-mole.

We’re here to make the home refinance process a whole lot easier, with tools and expertise that will help guide you along the way, starting with a FREE refinance analysis request. 

We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether this is your first refinance or 7th.

The Home Refinance Process

Here’s how our home refinance process works:

  • Complete our simple home refinance analysis request.
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs

Why Refinance?

Refinancing is the process of paying off your existing mortgage with a new mortgage. Typically, you refinance your mortgage to reduce your interest rate and monthly payment or change the length (or term) of your mortgage. You may also refinance to take cash out from your home’s equity.

  • Fixed Rates
  • Adjustable Rate Mortgage (ARM)
  • Conforming Loans
  • Jumbo & Super Jumbo Loans
  • FHA, VA, & USDA Loans
  • Terms from 5 to 30 Years
  • Find out if you qualify to eliminate PMI (Private Mortgage Insurance)?

Mortgage Home Purchase Loans without the Hassle!

Need financing options on a home, or other real estate? Choosing a purchase loan product that matches your goals and making sure you get the best rate for your given scenario can feel like playing whack-a-mole.

We're here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with a FREE pre-approval letter request.

We'll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you're a first-time home buyer or a seasoned investor.

The Home Purchase Loan Process

Here's how our home purchase loan process works:

  • Complete our simple mortgage pre-approval letter request
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs

 

Do I qualify to buy a home?

To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of "43/49." This means that no more than 43% of your total monthly income (from all sources, before taxes) can go toward your new mortgage payment, and no more than 49.99% of your monthly income can go toward your total monthly debt (including your mortgage payment). VA and FHA loans even allow for higher debt ratios on a case-by-case basis.

  • Fixed Rates
  • Adjustable Rate Mortgage (ARM)
  • Conforming Loans
  • Jumbo & Super Jumbo Loans
  • FHA, VA, & USDA Loans
  • Terms from 5 to 30 Years
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