Buying a home? Need a lower rate or monthly payment right NOW!

Get a FREE quote on a home refinance that could save you thousands of dollars per year.

Marc Mylonakis Let me help you through the process

Phone: (413) 307-6629

Cell: (413) 575-1126

Email: mmylonakis@polarishomeloansllc.com

NMLS: 188254  View Licensed States 

Hi, I'm Marc Mylonakis, a licensed loan officer and Center Sales Director at Polaris Home Loans, LLC, headquartered in Springfield, Massachusetts.

If you choose to work with me, you'll benefit from working with someone who has been in the business for over 25 years. In that time, I have developed a keen sense of how to key in on your financial priorities. My goal is to help you achieve your financial ambitions through an effective mortgage program and exceed your expectations regarding personalized customer service. For me, it's not just about closing a loan. It's about creating relationships. I want to be a resource, an outlet for any questions about the mortgage process and your ever-changing options. At Polaris, the entire staff is committed to delivering a superior product and experience. We can give you the mom-and-pop level of personal service, all while being supported by a highly sophisticated, technology-based mortgage origination network with access to all the latest and greatest products the market has to offer.

I look forward to learning more about you and how I can be of service. Call or shoot me an email today to get the process started!

A little about me to help you get a sense of who I am. I was born and raised in Monson, MA. I now reside in Wilbraham, MA, with my dog Clarice and my cat, Tiny! I also have a daughter, Cassidy, who is just beginning a Law Degree program at a local University.

I have been in the financial industry for over 25 years. I always had an interest in finances and looked for opportunities to get my foot in the industry’s door. Back in 1997, I found that opportunity and accepted an entry-level loan officer position. Since then, my focus has always been mastering the material to serve my clients as best as possible. You can rely on me to be the expert in the industry. I will work to gain your confidence and trust, and I will do everything to empower you in your decision-making.

I am successful at what I do because I am passionate about my clients and their success. It’s my job to make sure you feel good about your financial future, and I get a lot of fulfillment from making homeownership dreams come true.

When I am not busy saving people money on their mortgages, I like to spend time playing poker or bowling and being a Dad!

Home Refinance Loans without the Hassle!

Need refinancing options on a home, or other real estate? Choosing a refinance product that matches your goals and making sure you get the best rate for your given scenario can feel like playing whack-a-mole.

We’re here to make the home refinance process a whole lot easier, with tools and expertise that will help guide you along the way, starting with a FREE refinance analysis request. 

We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether this is your first refinance or 7th.

The Home Refinance Process

Here’s how our home refinance process works:

  • Complete our simple home refinance analysis request.
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs

Why Refinance?

Refinancing is the process of paying off your existing mortgage with a new mortgage. Typically, you refinance your mortgage to reduce your interest rate and monthly payment or change the length (or term) of your mortgage. You may also refinance to take cash out from your home’s equity.

  • Fixed Rates
  • Adjustable Rate Mortgage (ARM)
  • Conforming Loans
  • Jumbo & Super Jumbo Loans
  • FHA, VA, & USDA Loans
  • Terms from 5 to 30 Years
  • Find out if you qualify to eliminate PMI (Private Mortgage Insurance)?

Mortgage Home Purchase Loans without the Hassle!

Need financing options on a home, or other real estate? Choosing a purchase loan product that matches your goals and making sure you get the best rate for your given scenario can feel like playing whack-a-mole.

We're here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with a FREE pre-approval letter request.

We'll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you're a first-time home buyer or a seasoned investor.

The Home Purchase Loan Process

Here's how our home purchase loan process works:

  • Complete our simple mortgage pre-approval letter request
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs

 

Do I qualify to buy a home?

To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of "43/49." This means that no more than 43% of your total monthly income (from all sources, before taxes) can go toward your new mortgage payment, and no more than 49.99% of your monthly income can go toward your total monthly debt (including your mortgage payment). VA and FHA loans even allow for higher debt ratios on a case-by-case basis.

  • Fixed Rates
  • Adjustable Rate Mortgage (ARM)
  • Conforming Loans
  • Jumbo & Super Jumbo Loans
  • FHA, VA, & USDA Loans
  • Terms from 5 to 30 Years
English English Spanish Spanish