Buying a home? Need a lower rate or monthly payment right NOW!

Get a FREE quote on a home refinance that could save you thousands of dollars per year.

Jennifer Lynn Mathis Let me help you through the process

Jennifer Mathis

Phone: (413) 200-3822

Cell: (904) 335-7360

Email: jmathis@polarishomeloansllc.com

NMLS: 2028211  View Licensed States 

Hi, I'm Jennifer, a licensed mortgage expert, and regional loan officer with Polaris Home Loans, LLC.

This is my personal Loan Officer Landing Page, where you can find out a little bit more about me and how I can potentially help you with your home loan needs. 

 

If you choose to work with me, you’ll get the advantage of unparalleled commitment to service and attention. I take the time to understand you and your personal circumstances. I am happy to tailor your loan journey directly to your needs and aspirations. There are often multiple viable options for borrowers. The key is to determine which option is the best fit for your short-term and long-term goals. Polaris has a mission to empower borrowers with information and clarity. With our cutting-edge industry technology, I am confident that I will provide better communication, faster processing, and an overall superior client experience. Call or shoot me an email today and let’s explore all the opportunities that may be available to you!

Book an appointment below, or feel free to give me a call or shoot me an email now to get the ball rolling!

A little about me to help you get a sense of who I am. I was born and raised in Rochester, NY.   I graduated with a Bachelor of Science in Accounting from Saint Leo University in Tampa, FL.

I still reside in Jacksonville with my husband Chase, our two kids Haden and Rilynn, and our dogs Kona and Daisy!

I became a licensed loan officer in 2019. In the 6th grade, I had the most fantastic math teacher who instilled a love of numbers and all things math, so I was initially attracted to the mortgage and finance industry for the numbers. Now that I’m in the industry, I am passionate about the opportunity to help clients reach a better financial position through my services or helping them obtain the home of their dreams.  You can rely on me to be the expert in the industry. I will work to gain your confidence and trust, and I will do everything I can to empower you in your decision-making.

I have a passion for teaching! I hope to help you meet your financial or homeownership goals and also provide you the knowledge and tools to help you improve your financial future. I can teach you about finances, how to snowboard, or how to run a nuclear power plant. All things I have taught in the past! I served in the Navy for six years as a Nuclear Machinist Mate, and I continue to serve the Navy as a military spouse. Our veterans and active-duty military customers hold a special place in my heart and deserve nothing but the best.  I look forward to serving you with the same dedication that you have served with!

When I am not busy saving people money on their mortgages, I like snowboarding, running, and crafting.

 

Home Refinance Loans without the Hassle!

Need refinancing options on a home, or other real estate? Choosing a refinance product that matches your goals and making sure you get the best rate for your given scenario can feel like playing whack-a-mole.

We’re here to make the home refinance process a whole lot easier, with tools and expertise that will help guide you along the way, starting with a FREE refinance analysis request. 

We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether this is your first refinance or 7th.

The Home Refinance Process

Here’s how our home refinance process works:

  • Complete our simple home refinance analysis request.
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs

Why Refinance?

Refinancing is the process of paying off your existing mortgage with a new mortgage. Typically, you refinance your mortgage to reduce your interest rate and monthly payment or change the length (or term) of your mortgage. You may also refinance to take cash out from your home’s equity.

  • Fixed Rates
  • Adjustable Rate Mortgage (ARM)
  • Conforming Loans
  • Jumbo & Super Jumbo Loans
  • FHA, VA, & USDA Loans
  • Terms from 5 to 30 Years
  • Find out if you qualify to eliminate PMI (Private Mortgage Insurance)?

Mortgage Home Purchase Loans without the Hassle!

Need financing options on a home, or other real estate? Choosing a purchase loan product that matches your goals and making sure you get the best rate for your given scenario can feel like playing whack-a-mole.

We're here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with a FREE pre-approval letter request.

We'll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you're a first-time home buyer or a seasoned investor.

The Home Purchase Loan Process

Here's how our home purchase loan process works:

  • Complete our simple mortgage pre-approval letter request
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs

 

Do I qualify to buy a home?

To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of "43/49." This means that no more than 43% of your total monthly income (from all sources, before taxes) can go toward your new mortgage payment, and no more than 49.99% of your monthly income can go toward your total monthly debt (including your mortgage payment). VA and FHA loans even allow for higher debt ratios on a case-by-case basis.

  • Fixed Rates
  • Adjustable Rate Mortgage (ARM)
  • Conforming Loans
  • Jumbo & Super Jumbo Loans
  • FHA, VA, & USDA Loans
  • Terms from 5 to 30 Years
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