Buying a home? Need a lower rate or monthly payment right NOW!

Get a FREE quote on a home refinance that could save you thousands of dollars per year.

Jeffrey Newton Let me help you through the process

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Phone: (615) 219-4908

Cell: (615) 635-5767

Email: jnewton@polarishomeloansllc.com

NMLS: 648976  View Licensed States 

Hi, I'm Jeffrey Newton, a licensed mortgage expert, and Regional Sales Manager with Polaris Home Loans, LLC.

This is my personal Loan Landing Page, where you can find out a little bit more about me and how I can help you with any home loan needs.

If you choose to work with me, you should expect to be treated like family. I have worked hard at becoming great at what I do, and I did that intending to make a meaningful difference for my clients. I know the importance of staying current with the market and understanding different people’s individual needs and circumstances. I take the time to help you understand every step of the process. I intend to key in on your financial priorities and help you understand how to reach your goals. For me, it’s not just about closing a loan; it’s about creating relationships. I want to be a resource, an outlet for any questions about the mortgage process. I joined Polaris because of the dedication they have to customer satisfaction. The entire staff is committed to delivering a superior experience. We can give you the personalized feel of a local broker, all while being supported by a highly sophisticated, technology-based mortgage origination network, giving us access to all the latest and greatest products the market has to offer. Call or shoot me an email today and let’s take a look at all the opportunities that may be available to you!

Book an appointment below, or feel free to give me a call or shoot me an email now to get the ball rolling!

A little about me to help you get a sense of who I am.  I was born on a Naval Base in Spain and lived overseas until I was 9, and then my father retired from the Navy in Jacksonville, FL. I attended Florida International University in Miami, where I received a degree in economics. I now reside in Nashville, TN, with my dog Stella and Fiancé Vicki.

I have been in the financial industry for over 12 years. I have always been interested in finances and looked for opportunities to share my passion with people who could benefit from it. I always knew I wanted a career that enabled me to help people take more control over their finances and their lives overall. Mortgages are significant investments, and the quality of the program someone ends up with can make a tremendous difference in their financial stability, security, and sustainability. That’s why I chose to work in this field; I knew I would be able to help people make one of the most significant and most impactful decisions of their lives. It means a lot to me to help my clients in this way.

When I am not busy saving people money on their mortgages, I like to spend time reading, scuba diving, and instructing or hanging out with the family!

Home Refinance Loans without the Hassle!

Need refinancing options on a home, or other real estate? Choosing a refinance product that matches your goals and making sure you get the best rate for your given scenario can feel like playing whack-a-mole.

We’re here to make the home refinance process a whole lot easier, with tools and expertise that will help guide you along the way, starting with a FREE refinance analysis request. 

We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether this is your first refinance or 7th.

The Home Refinance Process

Here’s how our home refinance process works:

  • Complete our simple home refinance analysis request.
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs

Why Refinance?

Refinancing is the process of paying off your existing mortgage with a new mortgage. Typically, you refinance your mortgage to reduce your interest rate and monthly payment or change the length (or term) of your mortgage. You may also refinance to take cash out from your home’s equity.

  • Fixed Rates
  • Adjustable Rate Mortgage (ARM)
  • Conforming Loans
  • Jumbo & Super Jumbo Loans
  • FHA, VA, & USDA Loans
  • Terms from 5 to 30 Years
  • Find out if you qualify to eliminate PMI (Private Mortgage Insurance)?

Mortgage Home Purchase Loans without the Hassle!

Need financing options on a home, or other real estate? Choosing a purchase loan product that matches your goals and making sure you get the best rate for your given scenario can feel like playing whack-a-mole.

We're here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with a FREE pre-approval letter request.

We'll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you're a first-time home buyer or a seasoned investor.

The Home Purchase Loan Process

Here's how our home purchase loan process works:

  • Complete our simple mortgage pre-approval letter request
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs

 

Do I qualify to buy a home?

To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of "43/49." This means that no more than 43% of your total monthly income (from all sources, before taxes) can go toward your new mortgage payment, and no more than 49.99% of your monthly income can go toward your total monthly debt (including your mortgage payment). VA and FHA loans even allow for higher debt ratios on a case-by-case basis.

  • Fixed Rates
  • Adjustable Rate Mortgage (ARM)
  • Conforming Loans
  • Jumbo & Super Jumbo Loans
  • FHA, VA, & USDA Loans
  • Terms from 5 to 30 Years
  • Find out if you qualify to eliminate PMI (Private Mortgage Insurance)?
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