Buying a home? Need a lower rate or monthly payment right NOW!

Get a FREE quote on a home refinance that could save you thousands of dollars per year.

Jeff Brousseau Let me help you through the process

Jeff Brousseau

Phone: (413) 356-6422

Cell: (413) 883-8766

Email: jtbrousseau@polarishomeloansllc.com

NMLS: 1931118  View Licensed States 

Hi, I'm Jeff, a licensed mortgage expert, and regional loan officer with Polaris Home Loans, LLC.

This is my personal Loan Landing Page, where you can find out a little bit more about me and how I can help you with any home loan needs.

If you choose to work with me, you'll get an experienced loan officer who prioritizes communication. I know how serious these financial decisions can be, and I know how important it is for you to get them right. I am also a lighthearted guy who loves to make you laugh when the time is right. I look forward to learning more about you and how I can be of service.

Book an appointment below, or feel free to give me a call or shoot me an email now to get the ball rolling!

A little more about me to help you get a sense of who I am.  I was born and raised in Ludlow, MA.  After spending some time living in ME, CA, and IN, I landed local and again reside in Ludlow with my roommate, Mitsy (Mitsy is also my pet cat).

I have over 7 years of experience working in the finance industry, and I have been a licensed Loan Officer since 2020.

 "The finance industry has been embedded in my life for as long as I can remember."

Growing up, I was surrounded by family who worked in finance in various capacities. I noticed these people were happy with their jobs and they were respected within the community for their expertise, this attracted me to the industry and led me to where I am today.

I became a Loan Officer after about 5 years of working on the operations and processing side of loan services. I was doing a lot behind the scenes to help people get the loans they needed, but I wanted to deal with customers directly. I knew to be more hands-on in delivering an exceptional customer experience, I would need to become a Loan Officer, so that's exactly what I did! Now I specialize in leading customers through the mortgage experience, making sure they are getting the service and information they need to feel good about the decisions they make.

When I am not busy saving people money on their mortgages, I like to spend time in the great outdoors, cheering on New England Pro Sports Teams or attending live concerts!

Home Refinance Loans without the Hassle!

Need refinancing options on a home, or other real estate? Choosing a refinance product that matches your goals and making sure you get the best rate for your given scenario can feel like playing whack-a-mole.

We’re here to make the home refinance process a whole lot easier, with tools and expertise that will help guide you along the way, starting with a FREE refinance analysis request. 

We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether this is your first refinance or 7th.

The Home Refinance Process

Here’s how our home refinance process works:

  • Complete our simple home refinance analysis request.
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs

Why Refinance?

Refinancing is the process of paying off your existing mortgage with a new mortgage. Typically, you refinance your mortgage to reduce your interest rate and monthly payment or change the length (or term) of your mortgage. You may also refinance to take cash out from your home’s equity.

  • Fixed Rates
  • Adjustable Rate Mortgage (ARM)
  • Conforming Loans
  • Jumbo & Super Jumbo Loans
  • FHA, VA, & USDA Loans
  • Terms from 5 to 30 Years
  • Find out if you qualify to eliminate PMI (Private Mortgage Insurance)?

Mortgage Home Purchase Loans without the Hassle!

Need financing options on a home, or other real estate? Choosing a purchase loan product that matches your goals and making sure you get the best rate for your given scenario can feel like playing whack-a-mole.

We're here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with a FREE pre-approval letter request.

We'll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you're a first-time home buyer or a seasoned investor.

The Home Purchase Loan Process

Here's how our home purchase loan process works:

  • Complete our simple mortgage pre-approval letter request
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs

 

Do I qualify to buy a home?

To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of "43/49." This means that no more than 43% of your total monthly income (from all sources, before taxes) can go toward your new mortgage payment, and no more than 49.99% of your monthly income can go toward your total monthly debt (including your mortgage payment). VA and FHA loans even allow for higher debt ratios on a case-by-case basis.

  • Fixed Rates
  • Adjustable Rate Mortgage (ARM)
  • Conforming Loans
  • Jumbo & Super Jumbo Loans
  • FHA, VA, & USDA Loans
  • Terms from 5 to 30 Years
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